Document Type

Article

Publication Date

12-2017

Abstract

This paper considers the denial of health insurance benefits based on a participant's high-risk behaviors such as self-inflicted injuries. In many instances, healthcare benefits can be denied if patients are injured while engaging in criminal activities, from a self-infliction, and from injuries relating to the consumption of alcohol. With increases in healthcare expenditures and government regulation, the necessity for benefit reductions is directed at individuals engaging in high-risk behaviors. The belief is that high-risk behaviors can be modified by individuals. Unfortunately, modification of behaviors may not be available to everyone.

Comments

The copy of record is available at http://dx.doi.org/10.18374/JIFE-17-3.3.

Copyright © 2017 International Academy of Business and Economics. Reprinted with permission. All rights reserved.

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